Chase Bank is one among the United States' most prominent financial institutions. They offer a variety products and services. They provide financial solutions for individuals, families and businesses, including checking, savings and credit cards, investments, loans, and credit cards.
JPMorgan, one the largest banks worldwide, is their owner. They provide competitive rates and an excellent mobile app. They have many branches across the country, making them an excellent choice for customers who need easy access to their accounts.
If you're looking for an interest-bearing account, you may want to consider the Chase Total Checking account, which offers no service fees with a minimum balance of $1500. A $12 fee will be assessed each month for a balance less than $550. To avoid this fee, you must maintain a daily balance of at least $50 by the end of the business day. You can avoid the fee by transferring funds from another bank, savings account or to your Chase Total Checking.
The Chase Mobile App allows you to access your account and make payment. It allows you to set up recurring payments, set up direct deposits and use your debit card at any Chase ATM. It also has a feedback feature that lets you share your experience.
In addition to the Mobile App, Chase also has a website. It isn't as user-friendly, but it does provide basic information about each product. The website lists the various savings and checking accounts and the APYs. You can also see how much interest you could earn.
One of the most impressive features of the Chase Mobile App is the fact that it is a fully digital banking solution. Access your account on any smartphone, tablet or computer. Make and receive payments with your credit card.
Chase's online portal is relatively easy to navigate, and is a good start for new customers. There are no out of-network ATMs that you can use and it is possible for you to pay more through local services.
Chase has also had a fair share of consumer-related scandals in the past, and you may want to be cautious about this. However, Chase has a solid reputation for providing private client services. They are also regulated through the Financial Services Compensation Scheme. (FSCS) provides protection for customer deposits upto PS85,000, though this is unlikely to be covered.
Although they may not be the best bank, Chase has a number of interesting features. You can earn cash-back rewards by using your Chase credit card. This is particularly useful for those who frequently travel abroad. The Chase mobile app can be used to make payments or deposit checks using your smartphone or tablet.
Chase's customer service is surprisingly decent. Although they don’t have the best customer service reviews, they will listen and respond to you. The representative assigned to you will also be prompt in addressing small issues.